FinCEN Real Estate Reporting Rule: What Realtors® and Cash Buyers Need to Know
Beginning March 1, 2026, title companies must collect and report identity and banking information about entities and trusts that buy one- to four-family residential properties without traditional financing to the U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN). Transactions where an entity buyer uses a non-traditional lender are also reportable. These new requirements are the …