Mortgage Market Share Report ? February 2012

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2011 Pay In 2012 Real Estate Tax Amounts Availability The 2011 pay in 2012 Real Estate Tax amounts are now available in Green, Owen, and Lawrence Counties. Accordingly tax escrows established at closing for properties in these counties can now be based upon actual tax liabilities. The Monroe County tax amounts are expected to be …

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Mortgage Market Share Report – January 2012

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Please Note: John Bethell Title Company, Inc. will be closed on Monday February 20 for our Annual Employee Training Day. We will resume normal business operations and hours on Tuesday February 21.

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Mortgage Market Share Report – 2011 Year In Review

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Hidden and not so hidden trends, conclusions and questions from the 2011 full year mortgage and deed recording data: Lenders with a local presence and local employees continue to dominate our market. Take that dot com lender! Page 4. Indiana University Credit Union and German American were the most active residential and business lenders, respectively. …

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Mortgage Market Share Report – November 2011

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?All objects lose by too familiar a view.? ~ John Dryden Sometimes you?re so close to something that you forget that not everything is obvious. Recently I was asked some questions about the data in our report, what it means and where it comes from. So I thought that I?d start the New Year with …

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Mortgage Market Share Report – October 2011

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“Mommy! Make Them Stop!” Many things to be keeping an eye on these days . . . The new Consumer Finance Protection Bureau (CFPB) is testing forms. We?ve seen a number of versions of a combined Good Faith Estimate and Truth in Lending disclosure. In November, we saw a combined Settlement Statement (f/k/a HUD-1) and …

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Mortgage Market Share Report August 2011

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?Silent gratitude isn?t much use to anyone.? ~ Gladys Brown Instead of using this space for ranting again about misguided efforts to regulate and stimulate the housing market, I want to say ?Thanks!? September has been a terrific month for us at John Bethell Title Company, Inc. Record low mortgage interest rates (yet again) are …

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Mortgage Market Share Report July 2011

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This morning I read my weekly ?Outside the Box?newsletter from financial analyst John Mauldin. He discussed in some detail the history of the mortgage crisis and the benefits to the average citizen that refinancing would bring?especially the additional disposable income that could be spent and thus stimulate the economy. He pointed out that Fannie, Freddie, …

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Mortgage Market Share Report June 2011

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?Three Rules of Work: Out of clutter find simplicity; from discord find harmony; in the middle of difficulty lies opportunity.? ~ Albert Einstein ? ?During the last three years we?ve been introduced to many new concepts. Mortgage modifications, robo-signers, qualified residential mortgages, Appraisal Vendor misManagement firms, mortgage backed security put backs, TARP and HAFA immediately …

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