December 21, 2016 As we approach the New Year I thought it would be worthwhile to revisit the pitfalls surrounding real estate tax pro-rations. The commonly used Purchase Agreement provides that taxes will be prorated on the last certified tax amount. As a closing agent, we are bound to complete the transaction on those terms. …
Options for holding title: As a result of recent questions that we?ve received, we thought it would be beneficial to summarize for you options for holding title to real estate. The three options are Tenants by the Entireties Joint Tenancy with Right of Survivorship Tenants in Common Tenant by the Entireties is available only to …
October 13, 2016 The 2016?s purchase market?s robust first half cooled somewhat in the third quarter. While still strong, the year over year comparison to 2015 is flat. Sales marked as non-primary residence were up a bit ? primarily in the $125K to $200K price range. (page 15) Sales designated as primary residences were slightly …
September 8, 2016 Our team is especially proud of the work they do ? both the quality and the quantity of it.? We count and track a number of activities and tasks so that we know how we?re doing at providing a great experience to you and your clients. During the month of August the …
Here is the July 2016 Mortgage Market Report.? We hope you are having a great summer. ~ John Bethell
July 26, 2016 The Monroe County purchase market in the second quarter turned in its best performance in ten years! Measured either by recorded deeds (+22%) or sales disclosures over $50K (+15%), the great recession seems completely behind us. An interesting observation is that the mortgage volume (chart page 7) is essentially flat while the …
Pre-employment Background Screening More help for our clients I am pleased to announce the formation of JB Screening Partners, Inc. which provides pre-employment background screening services to businesses and non-profit organizations. We all do a pretty good job of finding and selecting good talent for our organizations. In today?s litigious and regulatory environment however …
Here is the April 2016 Mortgage Market Report
First quarter takeaways?… Interest rates are low, but few refinances. (See mortgage charts pages 7, 9 & 10) Compare 2016 to refi years 2009, 2012 & 2013. However, the purchase market is hot. (See deed recording chart page 13) The first quarter is up considerably from two years ago. Could it be that we?re now …
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